V0 – Core Architecture [Finished]

• Launch of dual-tranche lending model (Senior Grow Token & Junior EDUFI NFT)

• Onboarding of whitelisted lending partners

• Core smart contract infrastructure:

  • Loan bundling and on-chain tokenization

  • Capital deployment, repayment, and redemption flows

  • Waterfall-based repayment logic for tranche distribution

• Key features:

  • 10% reserve liquidity buffer for early redemptions

  • FIFO withdrawal queue for capital stability

  • Auto-triggered redemptions at loan maturity

  • On-chain repayment tracking dashboard for investors