pencilfinancedocs
  • Introduction
    • What is Pencil Finance?
    • Why Student Loans?
    • Product Overview
  • Protocol Overview
    • Core Architecture
    • Dual Tranche Model
    • GROW Token (ERC-20)
    • EDUFI NFT (ERC-721)
    • Redemption
    • Protocol Fees
  • Risk Management
    • Defaults and Loss Handling
    • Security Measures and Partner Safeguards
  • Smart Contract Architecture
  • Product Roadmap
    • V0 – Core Architecture [Finished]
    • V1 – Protocol Optimization [In Progress]
    • V2 – Aggregated loan pools
    • V3 - Governance Integration
    • V4 – Neo-Banking for Student Financing
  • Getting Started
    • Quickstart
    • Publish your docs
  • Basics
    • Editor
    • Markdown
    • Images & media
    • Interactive blocks
    • OpenAPI
    • Integrations
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  1. Product Roadmap

V1 – Protocol Optimization [In Progress]

  • Dynamic NAV calculation for real-time value updates

  • KYB onboarding for institutional lending partners

  • KYC process for investors (optional or jurisdictional)

  • Structured interest rate modeling for lenders

  • Full implementation of write-down and write-off logic for defaults

  • Completion and release of smart contract audit

  • Launch of a mobile-responsive investor dashboard

  • Optimized repayment and capital allocation mechanisms

PreviousV0 – Core Architecture [Finished]NextV2 – Aggregated loan pools

Last updated 23 days ago